Public Transparency Live

The Next Standard in
Dollar Stablecoins

USDX is a fully-backed USD stablecoin designed for global liquidity, continuous transparency, and reliable redemption — correcting the structural flaws in today's stablecoin market.

1:1
USD Backing
11
Chains Supported
100%
Reserve Coverage
24/7
Live Transparency
Native EVM deployment across
Ξ
Ethereum
A
Arbitrum
Polygon
B
BNB Chain
Base
Optimism
🌿
Celo
Avalanche
Scroll
Linea
Unichain

Solving the structural gaps
in today's stablecoins

USDT and USDC have proven the model. USDX improves it — addressing seven fundamental limitations that constrain institutional adoption and user trust.

🔍

Reserve Transparency

Periodic reports leave critical information gaps between audits, creating asymmetric information risk.

Continuous public dashboard with near real-time supply vs. reserve reconciliation
🏦

Concentrated Banking Risk

Significant exposure to single institutions creates systemic fragility, as recent market events demonstrated.

Multi-custodian structure with per-institution exposure limits
⛓️

Bridge Dependencies

Cross-chain bridges introduce smart contract risk and create supply control blind spots across networks.

Native mint/burn architecture eliminates bridge dependency entirely
💧

Redemption Uncertainty

Unclear SLAs and varying redemption processes create operational friction for institutional users.

Defined SLAs, predictable redemption flow, guaranteed fiat delivery
🛡️

Opaque Governance

Critical decisions — including fund freezes — follow inconsistent, non-public processes.

Multisig + timelock governance with fully auditable action registry
📊

Reserve Quality

Heterogeneous and potentially illiquid backing assets create uncertainty in stress scenarios.

Conservative policy: T-Bills, regulated cash, government money market funds only
⚙️

Institutional Friction

Each stablecoin operates under different rules, creating integration complexity for enterprises.

Standardized API, clear documentation, defined SLAs for corporate integrations

How USDX works

Every USDX token is minted only after verified fiat settlement. Every redemption destroys the corresponding supply. No pre-minting. No synthetic supply. Ever.

⬆️

Minting USDX

1
Fiat Transfer User initiates USD wire or ACH to treasury
2
Settlement Confirmation Treasury confirms and records fiat inflow
3
Compliance Check KYC/KYB and AML screening executed
4
Token Issuance Mint Controller authorizes on-chain mint
5
Wallet Delivery USDX arrives in user's wallet
✓ Mint only after verified fiat settlement
⬇️

Redeeming USDX

1
Redemption Request User submits USDX to redemption contract
2
Compliance Verification Identity and sanctions checks confirmed
3
Token Burn USDX is permanently destroyed on-chain
4
Treasury Release Corresponding USD released from reserves
5
Fiat Delivery USD sent via SWIFT, ACH, or wire transfer
✓ Defined SLA — redemption within specified window

Conservative by design.
Liquid by necessity.

USDX reserve policy consists exclusively of highly liquid, low-risk assets. The ranges below describe the target allocation model, while live publication status belongs in the transparency surface.

US Treasury Bills (short-term) 60%
Cash in regulated banks 20%
Government money market funds 10–15%
Issuer capital buffer 5–10%

Total reserves define the monetary coverage invariant of USDX, while liquid reserves define redemption readiness and short-term liquidity management. Current disclosed amounts should always be read from the Transparency Hub when a matching attestation snapshot has been published.

Reserve Principles

Every policy decision prioritizes the ability to redeem 100% of supply under any market condition, including systemic stress scenarios.

Immediate liquidity at all times
Low credit risk — government-backed assets only
Legal segregation from issuer balance sheet
Multi-custodian diversification
Per-institution exposure limits enforced
Volatile assets strictly prohibited
reserves ≥ totalSupply enforced at all times

Three levels of verification

USDX is designed to reduce information asymmetry. Live public data is available through the read-only transparency surface, while attestation and audit layers are disclosed as those materials are formally published.

Level 01

Public Dashboard

A live, publicly accessible interface backed by the read-only public API. No sign-up required. Updated continuously through polling of canonical domains, report hashes, and pause state.

Total supply across all canonical domains
Total and liquid reserve snapshots
Proof hash and publication status
Derived system status and surfaced issues
Canonical domain registry and alias mapping
Level 02

Published Attestations

When published, third-party reserve attestations can be linked through the same proof surface, covering bank balances and treasury holdings on the cadence disclosed for each report.

Cadence disclosed per publication
Bank balance verification when published
Treasury holdings confirmation when published
Reconciliation: reported_reserves ≥ supply
Public report archive when provided
Level 03

Independent Audit Program

An annual full-scope audit remains part of the intended assurance model. Auditor identity, scope, and published reports should appear only after formal appointment and disclosure.

Annual reserve audit scope
Smart contract security review scope
Governance process verification
Published audit reports when available
AML/KYC compliance review

Built on seven core principles

Every design decision in USDX traces back to these commitments. They are not aspirational — they are hard constraints.

Principle 01

1:1 Full Backing

Every USDX token is supported by an equivalent dollar in liquid, verifiable reserves. reserves ≥ totalSupply always.

Principle 02

Liquidity First

The ability to redeem takes absolute priority over yield optimization. Liquidity is never sacrificed for returns.

Principle 03

Transparency by Design

Continuous, public visibility into reserves is a core product feature — not an afterthought or PR exercise.

Principle 04

Segregation of Risk

Issuance, custody, and governance are structurally separated. No single party holds unilateral control over all functions.

Principle 05

Controlled Compliance

Regulatory requirements are built into the architecture, not bolted on. Compliance actions follow public, documented policies.

Principle 06

Multi-chain Native

Cross-chain interoperability is achieved through a burn-and-mint model that preserves global supply invariants — no bridges.

Principle 07

No Synthetic Supply

Pre-minted or discretionary supply is structurally impossible. Tokens are created only in response to verified demand.

Ethereum
Primary settlement layer & institutional DeFi hub
Live
Arbitrum
Real-use L2 with deep liquidity and low fees
Live
Polygon
Low-cost transactions for retail & payments
Live
BNB Chain
Global liquidity and exchange integration
Live
Base
Coinbase L2 — retail access and fintech rails
Live
Optimism
OP Stack L2 — low-cost settlement
Live
Celo
Mobile-first payments and remittances
Live
Avalanche
High-throughput EVM C-Chain
Live
Scroll
ZK-rollup for low-cost EVM execution
Live
Linea
ConsenSys zkEVM rollup
Live
Unichain
Uniswap's OP Stack L2 for DeFi liquidity
Live

One supply.
Any chain.

USDX operates natively across multiple networks without relying on third-party bridges — the single largest source of DeFi exploits.

🌐

Native Burn-and-Mint

Moving USDX across chains burns on the source and mints on the destination — no wrapped tokens, no custody risk.

📊

Global Supply Control

Total supply across all chains is tracked and enforced against reserves at the global level at all times.

🔒

No Bridge Dependency

Bridge exploits represent the largest category of DeFi losses. USDX's architecture eliminates this risk class entirely.

Built for real-world use

USDX is designed for every context where a reliable, transparent, globally accessible dollar is required.

Trading & Liquidity

Deep, consistent liquidity across centralized and decentralized venues for institutional and retail traders.

Global Payments

Instant, low-cost cross-border transfers with dollar stability and no FX conversion friction.

Fintech Integration

Standardized APIs and clear SLAs built for financial institutions and fintech platforms.

Remittances

Dollar-denominated transfers reaching any wallet globally, instantly, without traditional rails.

DeFi Applications

A compliant, fully-backed stablecoin that can be safely used as collateral and liquidity across DeFi protocols.

Gaming & Digital Platforms

Programmable dollar access for in-game economies, creator platforms, and digital marketplaces.

Building in three phases

A deliberate, sequenced rollout — credibility first, scale second.

Phase 1

Foundation

2024 — 2025
Native EVM deployment on all 11 chains
ETH, ARB, Polygon, BNB, Base, OP, Celo, AVAX, Scroll, Linea, Unichain
Public transparency API and dashboard
Institutional MVP onboarding
First independent audit publication
Phase 2

Growth

2025 — 2026
Financial partner integrations
Advanced compliance modules
Expanded institutional API
Multi-region redundancy
Deep liquidity partnerships
Phase 3

Scale

2026+
Additional chain deployments
Institutional settlement services
Advanced reserve analytics APIs
Regulatory framework partnerships
Developer ecosystem expansion
Now Onboarding Institutions

Ready to build on the
most transparent dollar?

Whether you're integrating USDX into a trading platform, fintech product, or DeFi protocol — our team is ready to support your deployment.